Protect Your Credit Scores

American consumers are protected by the Fair Credit Reporting Act, in order to obtain fair reports and thus protect their credit scores. If you suspect that your credit reports are incorrect, seek the help of a fair credit reporting attorney immediately.

This attorney can represent you on a variety of consumer rights issues. One type of such representation is if you have problems with your credit reports.

If you get a discouraging report, don’t lose hope, a credit report attorney can help.

Your credit report may contain incorrect information such as details of your debt, how much you owe, and more, which will make your credit report completely unfavorable and your credit score will be unfavorable accordingly.

There may also be incorrect information about outstanding obligations. Late payments are considered delinquent debts, which is another big reason for your credit score to be very bad.

Sometimes it happens that your report shows an incorrect date on your payments, which indicates that you did not make a payment on time and that your credit score is negative as a result.

In rare cases, it happens that a credit report shows a creditor that does not exist. Transaction reports that don’t show up are another type of cause for trouble in your report.

If you believe you are a victim of fraudulent reporting, call a fair credit reporting attorney immediately and schedule a consultation, after which they will help you obtain correct and accurate credit reports that will favorably affect your credit score.